Monthly vs. Annual Billing: What's the Difference?

Overview

The features are identical — the only difference is price and how often you're charged. Annual billing is cheaper per month on every paid Mezzi plan. Core drops from $29 to $25 a month, Plus from $49 to $42, and White Glove from $149 to $125. Monthly billing charges you every month; annual billing charges you once for twelve months up front.

📌 What You Need to Know

The price difference

Free has no billing cycle — it costs nothing and doesn't renew.

What's the same either way

Everything except the price. A Core member billed annually and a Core member billed monthly get exactly the same product: the same unlimited AI advice, the same tax, risk and retirement guidance, the same real-time insights. The billing cycle doesn't gate a single feature, and it doesn't change how your accounts sync or what data you see.

Which one to choose

Choose monthly if you're not yet sure Mezzi fits how you manage your money, or if your situation is about to change — a job move, a liquidity event, a year where you might want a different tier.

Choose annual if you already know you're staying. The saving is real but modest, so it isn't worth committing a year to if you're still deciding. That's what the free membership is for: it costs nothing, has no time limit, and gives you your full net worth picture with a monthly allowance of AI questions, so you can evaluate Mezzi properly before choosing a billing cycle at all.

Changing your billing cycle

You can move from monthly to annual on the same tier at any time by contacting support@mezzi.com

Important Notes

Annual is charged once, up front. It's not spread across twelve payments. The per-month figures in the table are the annual total divided by twelve, which is how the pricing page presents them.

Renewal is automatic on both cycles. A monthly membership renews each month and an annual membership renews each year, on the same date, until you change it. Your renewal date is shown on your membership screen.

Discount codes apply to either cycle. See How do I redeem a promotional discount code for Mezzi?.

Common Questions

• Is annual billing actually cheaper? Yes, on every paid plan. Core saves $48 a year, Plus $84, and White Glove $288 compared with paying monthly for twelve months.

• Do I get more features if I pay annually? No. Monthly and annual members on the same tier get exactly the same features. The only difference is the price and the charge frequency.

• Can I switch from monthly to annual partway through? Yes. Just email support@mezzi.com

• Which billing cycle should I pick if I'm still evaluating Mezzi? Neither yet. The free membership has no time limit and no charge, and it includes your full net worth picture plus a monthly allowance of AI questions. Use it until you know which tier you want, then choose a cycle.