How Is Dividend Yield Calculated on the Net Worth Screen?

Overview

The dividend yield on the Net Worth screen compares your estimated annual dividend income with the total value of everything you own, including cash, real estate, and other manually added assets. It doesn't compare it only to your invested holdings. Because that base is larger, this yield is usually lower than the yield on your investment accounts alone. A different number from Mezzi AI or your brokerage usually means it was measured against a different base.

📌 What You Need to Know

How the Net Worth yield is calculated:

• Numerator: your estimated annual dividend income across your holdings.

• Denominator: the combined value of all your non-liability accounts, including assets you've added manually. Loans, mortgages, and credit cards are left out.

Example: if your holdings pay about $25,000 a year and everything you own is worth $2.5 million, the Net Worth yield is about 1%. The same $25,000 against a $700,000 dividend-paying portfolio would be about 3.6%.

Important Notes

• Comparing with Mezzi AI: if you ask Mezzi AI for your dividend yield, it may measure against a different total, such as a single account or only your investments. Ask it to state which accounts and total it used, or ask for "dividend yield across all my assets" to match the Net Worth screen.

• Comparing with your brokerage: your brokerage measures yield against that one account, so it will usually be higher than a yield across your whole net worth.

• Estimates: annual dividend income is projected from recent payouts, so it can change when a fund changes its distributions.

🗨 Still Need Help?

If the yield still looks wrong, email help@mezzi.com with a screenshot of the Dividend Income card, and the Mezzi AI answer if you're comparing the two.